Current Loan Rates

LOAN RATES EFFECTIVE 12/30/2011. RATES MAY CHANGE WITHOUT NOTICE.

LOANS	APR*	Term
2008-2012 Auto	2.990%**	up to 66 Mos
2008-2012 Auto	3.490%	up to 72 Mos
2007-Older Used Auto	7.900%	up to 66 Mos
2007-Older Used Auto	8.400%	up to 72  Mos
Motorcycle (New)	6.90%	up to 66 Mos
Motorcycle (Used)	7.900%	up to 66 Mos
Recreational Vehicles (New)	6.900%	up to 66 Mos
Recreational Vehicles (Used)	7.900%	up to 66 Mos
Revolving Line of Credit	9.900%	N/A
Share Secured	3% above share secured account interest rate	up to 60 Mos
Personal Signature	9.900%	up to 60 Mos
*APR = Annual Percentage Rate LOAN CALCULATORS»     APPLY FOR A LOAN»

LOAN DISCLOSURE:
The APR shown above represents the lowest rate available. The actual rate charged may be adjusted based on borrower's credit worthiness. Terms shown are the maximum and may be adjusted based on the amount borrowed.
**2.99% APR applies to new loans only -- in-house refinanced vehicles 2008 or newer base rate 5.90%

Home Equity Line of Credit: The variable rate can adjust quarterly and is indexed to the Wall Street Journal Prime Rate, subject to a floor of 5.00% and a maximum of 18.00%. Reasonable closing costs (ranging between $200 to $700) will be paid by the borrower at loan closing.