|
CERTIFICATE RATES EFFECTIVE 06/01/2008. RATES MAY CHANGE WITHOUT NOTICE.
| CERTIFICATE
ACCOUNTS
|
Dividend Rate |
APY* |
6 - 11 Month Share Certificate (Min $500)
|
2.85% |
2.88% |
| 12 - 17 Month Share Certificate (Min $500)
|
2.82% |
2.85% |
| 18 - 24 Month Share Certificate (Min $500)
|
2.97% |
3.00% |
|
SHARE CERTIFICATE DISCLOSURE:
Rates may change at any time. The dividend rate and APY are accurate as of the date stated above. The minimum average daily balance required to earn dividends in a Certificate Account is $500. Terms are available from six months to two years. A penalty will be imposed for early withdrawal. If the certificate term is less than one year, the penalty is equal to 90 days of dividends. If the certificate term is one year or greater, the penalty is equal to 180 days of dividends. The early withdrawal penalty will be deducted whether or not the dividends have been earned. Fees could reduce earnings on this account.
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An
Equal Housing Lender